Riskalyze (Nitrogen) pricing for advisors in 2026
What Nitrogen actually does
Nitrogen's core product is the Risk Number — a 1-99 score that comes from a short risk-tolerance questionnaire. The pitch is that it gives you and the client a shared vocabulary for "how much can you stomach in a downturn" and lets you build proposals showing how a portfolio's expected drawdown compares.
The pricing (verified from nitrogenwealth.com/pricing)
Nitrogen restructured to a "Center" model. Each center is sold individually on an annual contract:
| Center | Monthly Price | Annualized | What it does |
|---|---|---|---|
| Risk Center | $199 | $2,388 | Risk Number, proposals, portfolio analytics |
| Research Center | $149 | $1,788 | Investment research and screening |
| Tax Center | $99 | $1,188 | 1040 ingestion + tax planning (Holistiplan competitor) |
| Income Center | $99 | $1,188 | Retirement income mapping (add-on) |
| Meeting Center | $99 | $1,188 | Client meeting prep + agendas (add-on) |
Two bundles compress the per-center pricing:
- Nitrogen Elite — $395/month (~$4,740/year). Includes Risk + Research + Income.
- Nitrogen Complete — $450/month (~$5,400/year). Includes all five centers.
All pricing is on annual terms. Multi-advisor firm pricing is negotiated separately.
Where Nitrogen fits
Nitrogen is best for advisors who want a structured risk conversation and a polished proposal output to close prospects. It's heavily used in the IBD and hybrid RIA channels and integrates with most major custodians.
Where it doesn't fit
Nitrogen is not a calculator suite. If a prospect lands on your website wanting to know "what will my RMD be at age 75" or "what's my IRMAA bracket if I do a Roth conversion," Nitrogen doesn't answer those questions. That's where calculator products like AdvisorCal sit.
How firms typically stack the two
A common stack: Nitrogen for the risk-tolerance and proposal step in the sales conversation with a serious prospect, AdvisorCal calculators on the website to capture top-of-funnel leads who aren't ready for a meeting yet. The Nitrogen Risk Number tells you how to position the portfolio; the AdvisorCal calculators feed who to talk to in the first place.
Bottom line
Nitrogen now ranges from ~$1,200/year (single center) to ~$5,400/year (Complete bundle). The new Tax Center at $99/month directly competes with Holistiplan's 1040-ingestion offering. Don't expect Nitrogen to replace a website calculator suite — it's a back-office tool, not a top-of-funnel lead capture system.
Frequently asked questions
Sources
- Nitrogen Wealth - Plans & Pricing (accessed 2026-04-06)
- Nitrogen Wealth - About / Rebrand from Riskalyze (accessed 2026-04-06)
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