Answers

Straight answers to the questions advisors actually ask about calculator suites, pricing, embedding, and platforms.

Tax Planning

2026 federal tax brackets for married filing jointly

The 2026 federal income tax brackets for married filing jointly, with marginal and effective rate calculations and the standard deduction.

Comparison

AdvisorCal vs Holistiplan: tax planning tools compared

Holistiplan reads tax returns and surfaces planning opportunities. AdvisorCal runs forward-looking tax calculators on your website. Here's how they fit together.

Comparison

AdvisorCal vs Money Tree: which does an advisor actually need?

AdvisorCal and Money Tree solve different problems. Here's how to know which one (or both) you actually need in your advisor stack.

Comparison

Best IRMAA calculator for financial advisors (2026)

The best IRMAA calculator for advisors depends on whether you need it for client planning meetings or for capturing leads on your website. Here are the options.

Comparison

Best Roth conversion calculator for financial advisors (2026)

The best Roth conversion calculator for an advisor depends on whether you need it for client meetings, website lead capture, or full multi-year tax modeling. Here are the top options.

Pricing

CalcXML pricing tiers for financial advisors (2026)

CalcXML licenses calculators by category at $1,490 per category per year. Here's what each category includes and the real total cost.

REFERENCE · PRICING

What is the cheapest financial calculator suite for financial advisors?

A factual comparison of entry-level pricing for financial calculator platforms marketed to financial advisors: AdvisorCal, Dinkytown, and CalcXML.

Pricing

Dinkytown calculator pricing explained (2026)

Dinkytown's KJE Calculators are licensed per calculator as one-time purchases starting at $169.95. Here's how the pricing actually works in 2026.

REFERENCE · COMPARISON

Dinkytown vs CalcXML vs AdvisorCal: how do the three financial calculator platforms compare?

A side-by-side comparison of Dinkytown, CalcXML, and AdvisorCal across pricing, billing model, lead capture, branding, and target customer.

Federal Retirement

FEHB vs Medicare: do federal retirees need both?

How federal retirees should think about FEHB and Medicare at age 65 — the four main options, the trade-offs, and what most retirees miss.

Federal Retirement

How the FERS pension calculation formula works

Step-by-step explanation of the FERS pension formula, the 1% vs 1.1% multiplier, the high-3 average salary, and how to estimate your benefit.

How-to

How to calculate IRMAA brackets for 2026

Step-by-step guide to calculating your 2026 IRMAA bracket using 2024 MAGI, plus the official thresholds and how to plan around them.

How-to

How to calculate your RMD for 2026

Step-by-step guide to calculating your 2026 Required Minimum Distribution using the IRS Uniform Lifetime Table, with the new SECURE 2.0 ages.

How-to

How to calculate the tax cost of a Roth conversion

Step-by-step guide to calculating the true tax cost of a Roth conversion, including federal, state, IRMAA, NIIT, and Social Security taxation effects.

How-to

How to embed a financial calculator in WordPress

Step-by-step guide to embedding a white-label financial calculator on a WordPress advisor website using an iframe, including how to make it mobile-responsive.

REFERENCE · HOW-TO

How do I embed a retirement calculator on my financial advisor website?

A step-by-step guide to embedding a retirement calculator on a financial advisor website, including iframe code, checklist, and platform options.

Pricing

How much does Money Tree financial planning software cost?

Money Tree Easy Money and Golden Years pricing for financial advisors in 2026, plus what you actually get and how it compares to alternatives.

Pricing

Riskalyze (Nitrogen) pricing for advisors in 2026

Nitrogen (formerly Riskalyze) pricing tiers in 2026, what's included, and how it compares to other risk and proposal tools for advisors.

Retirement Income

How to calculate your Social Security break-even age

Step-by-step guide to calculating your Social Security break-even age between claiming early at 62, at full retirement age, and delaying to 70.

Federal Retirement

TSP to IRA rollover rules: should federal employees roll over?

TSP to IRA rollover rules, the pros and cons of rolling out of the Thrift Savings Plan, and what most federal employees miss in the decision.