How much does Money Tree financial planning software cost?

Two products, different jobs

Money Tree Software has been in the planning software market since the 1980s. They sell two flagship products. Easy Money is their full-featured planning platform — goals-based plus cash-flow, Monte Carlo simulations, tax projections, estate basics. Golden Years is a focused retirement-only tool that's simpler and faster to run.

Why pricing is gated

Money Tree, like most full planning platforms (MoneyGuidePro, eMoney, RightCapital), doesn't list pricing publicly. Their reasoning is the same as competitors: pricing depends on firm size, module selection, billing cadence (monthly vs. annual), and whether you bundle with related services. You have to schedule a demo and get a quote.

Public benchmarks

Industry surveys and advisor forums consistently put Easy Money in the $1,000-$2,500/advisor/year range, comparable to or slightly below MoneyGuidePro Elite. Golden Years is generally cheaper since it's a narrower tool.

The right comparison set

Money Tree is a planning platform. The right comparison set is MoneyGuidePro, eMoney Pro, RightCapital, and NaviPlan — not calculator vendors. If someone is comparing Money Tree to AdvisorCal or Dinkytown, they're comparing the wrong things.

Where calculator suites fit alongside Money Tree

A typical advisor stack uses Money Tree (or similar) for the deep planning conversation with retainer clients, and a calculator suite like AdvisorCal for the website lead-capture funnel. Prospects use the calculators on your site, become leads, and then become clients who get the full planning treatment in Money Tree. The two are complementary, not competitive.

Bottom line

If you need full financial planning software, Money Tree Easy Money is a credible option in the four-figure annual range. Get a quote directly from them. If you're trying to capture leads on your website with calculators, that's a different product category entirely and Money Tree isn't built for it.