$
Longevity PlanRetirement Calculator
Need Guidance? (555) 123-4567

Will Your Money Last?

Estimate how long your retirement savings may last based on your inputs and assumptions. Results are illustrative, not guaranteed.

Your Financial Details

Your total investment portfolio value today across all accounts (401k, IRA, brokerage, etc).

How much you plan to take out each month to cover living expenses (before Social Security).

6.0%

Estimated annual investment return. Conservative: 4-5%, Moderate: 6-7%, Aggressive: 8%+.

3.0%

Expected annual inflation. The historical U.S. average is about 3%.

Forever Duration
25 years and 6 months
Your savings could last approximately
Total Withdrawn
$900,000
Investment Earnings
$150,000
Effective Withdrawal Rate
4.2%

Balance Projection Over Time

Your Assumptions

Starting Balance
$500,000
Monthly Withdrawal
$3,000
Annual Return
6.0%
Inflation Rate
3.0%
Social Security
$0
Other Income
$0
Disclaimer: This calculator is for educational and informational purposes only and does not constitute financial, tax, or investment advice. Results are estimates based on the assumptions and inputs provided and are not guaranteed. Actual outcomes may vary. Consult with a qualified financial advisor or tax professional before making any financial decisions.