Your current age. This helps calculate years until retirement.
When you plan to stop working. Affects how long savings must last.
Your gross annual income. Used to calculate desired retirement income.
Annual income you want in retirement. A common target is 70–80% of pre-retirement income.
Total across all retirement accounts — 401(k), IRA, Roth, brokerage, etc.
How much you save each month, including any employer match.
Long-term stock market historical average is around 7%.
Estimated monthly benefit. Check yours at ssa.gov/myaccount.
Pension, rental, or other recurring income in retirement.
Long-term average is 2–3% per year.
Savings needed at retirement based on a 4% withdrawal rate. Actual needs may vary.
Estimated savings at retirement based on current contributions and returns.