PRECIOUS METALS

Gold vs. The Dollar

See how gold has historically preserved wealth while inflation erodes the dollar's purchasing power. Adjust the assumptions to model different scenarios.

Gold & Inflation Assumptions

Current Gold Price (per oz)

Default price — loading live data... LIVE

Investment Amount ($)

How much you're comparing in gold vs. cash.

Gold Appreciation Rate (%/yr)

7.8%

Historical avg since 1971 depegging: ~7.8%.

Inflation Rate (%/yr)

3.0%

US long-term average: ~3%.

Time Horizon (Years)

How far into the future to project.

Projected Gold Price in 20 Years

Gold Investment Value
$0

Cash Purchasing Power

Dollar Purchasing Power

Wealth Gap

Gold value minus cash purchasing power

Gold Value vs. Dollar Purchasing Power Over Time

Year-by-Year Breakdown

Year	Gold / oz	$1 Buys	Gold Investment	Cash Value

How We Calculate This

Gold projection: Future Price = Current Price × (1 + annual rate)^years
Using 7.8% annual appreciation, gold at $4,680/oz projects to $—/oz in 20 years.

Dollar erosion: Purchasing Power = $1 / (1 + inflation)^years
At 3.0% inflation, a dollar today will only buy —¢ of goods in 20 years.

The gap: Gold appreciates while dollars depreciate. Over 20 years, $10,000 in gold grows to $—, while $10,000 in cash loses —% of its purchasing power.